What kind of association is VIS?
We are a membership organization of more than 5,000 volunteer-based nonprofit organizations, and public entities that engage volunteers. We have members in every state, the District of Columbia, Puerto Rico and the Virgin Islands. We are dedicated to helping our members make the best use of their resources, reduce the cost of quality products and services they need, and manage their risks. For more information on our history and our operations, click here.
What sets VIS apart, in the nonprofit world?
We are the only association that offers its members cost savings on many of the products and services they need, along with a unique program for insuring volunteers.
How will my nonprofit organization benefit, by joining VIS?
You will gain immediate access to substantial discounts from our provider partners, on volunteer background screening, dental and vision services, state charity registration, payroll processing and related HR services, credit card processing, volunteer activity scheduling and tracking, and more. If you choose to insure your volunteers and your board of directors through our risk purchasing group, you can do that, as well. For a description of what our partners offer, click here.
What does it cost to be a member?
VIS membership is only $25 a year. If you also wish to insure your volunteers, an additional Risk Purchasing Group administration fee of $115 per year applies.
What is different about the VIS volunteer insurance program?
By insuring your volunteers separately, rather than including them on the policies that are designed to protect your organization and its employees, you are protecting your limits of liability and your claims experience, in the event of a claim involving a volunteer. You also are closing some significant gaps in coverage that usually exist on your organization’s policies. Finally, you are offering your volunteers a benefit they will value. Volunteers know they have risks. Our program addresses their concerns, and can prevent a serious out-of-pocket loss in the event a volunteer accidentally injures someone, damages someone’s property, or is at fault in a vehicle accident.
We offer three kinds of coverage, available separately or in any combination:
- Accident medical – Up to $50,000 if the volunteer is injured, at $4.25 per volunteer per year
- Volunteer liability – Up to $1 million, if the volunteer is held responsible for bodily injury, personal injury or property damage, at $2.10 per volunteer per year. The policy also defends a volunteer who has been accused of sexual misconduct.
- Excess automobile liability – Up to $500,000, if a volunteer is at fault in a vehicle accident, at $7.55 per volunteer per year.
A $100 minimum premium applies to each kind of coverage.
You just insure the greatest number of volunteers who would be active at any given time.
VIS also offers a very broadly written directors and officers liability policy. The minimum premium is $800, for a $1 million limit.
Do I need to purchase insurance, to be a member?
No. There are many reasons to be a VIS member, and the Risk Purchasing Group is just one. For the basic $25 VIS membership fee, you have access to all our other member benefits – including a wide variety of resources to help you manage the risks that go with volunteer engagement.
Can my local insurance agent purchase volunteer insurance on my behalf?
Yes. Your agent can place the coverage. The cost to you is the same, whether you apply directly (very easy to do, using our online application), or have your agent do it for you.