Why a Nonprofit Organization Should Insure Volunteers Separately

Including volunteers as insureds under your liability policies reduces your coverage, and in some cases eliminates it altogether. But removing volunteers as insureds under these policies and replacing coverage for the volunteers through the VIS Volunteers Insurance Program increases your insurance protection – broadening coverage both for the organization and your volunteers. Here is why: […]

Common Questions on Volunteer Liability and Insurance, Answered – Part 3

In this post, we answer one of the most common Google questions regarding volunteer engagement. What is volunteer insurance? There are three types of insurance designed specifically for volunteers: Accident medical – This coverage pays the medical expenses incurred when a volunteer is injured, up to the policy limit; e.g., $50,000. Coverage is available either […]

Common Questions on Volunteer Liability and Insurance, Answered – Part 2

In this post, we answer some of the most common Google questions regarding volunteer engagement. Do you need employer’s liability insurance for volunteers? “Employer’s liability” refers to the section of a workers compensation policy that covers defense costs, settlements or judgments in the event that an injured employee decides to sue the employer for negligence, […]

Want vs. Need: Insurance for Nonprofits

Do nonprofits need insurance? Of course, but it’s not always obvious which coverages are needed most. Because operating budgets are always tight, managers at nonprofit organizations must construct their insurance programs so that “need to have” coverage is always in place, and “nice to have” coverage is added as circumstances permit. Here is a guide […]

Insurance Coverage Guidelines For Nonprofits

Insurance is an important component of risk management, and a significant budget item, yet it can be difficult to determine what insurance coverages are really needed. The following overview can help. Our Insurance Basics For Nonprofit Organizations and ‘Need-To-Have’ and ‘Nice-To-Have’ Insurance For Nonprofits resources provide more detailed guidance. Both are available to VIS members […]