Risk Management Best Practices for Volunteer-Based Transportation Programs

Does your organization offer, or want to offer, volunteer-based transportation services for those in your community who are not able to drive? The demand is growing, with the aging of the population. Many, especially older persons, are having to give up the keys, but they still need to go to appointments, visitation, shopping, entertainment, and […]

The Liabilities of Volunteer Drivers

Many nonprofit organizations rely on volunteer drivers to help fulfill programs and services. No matter the driver’s reason for transportation, opportunities abound for volunteers to fill a much-needed gap for these services in our communities.  You may be concerned that you’re putting either your volunteers or your nonprofit at risk due to the inherent dangers […]

D&O Insurance for Nonprofits: Important Considerations

Is your organization equipped with nonprofit volunteer insurance? If a lawsuit against your nonprofit organization names individual employees as well as your directors and officers, your policy limits could be depleted in defense of the employee(s), unless you have separate limits specific to your directors and officers.  Reserving separate limits of liability for directors and […]

Why Volunteers Need Separate Insurance

Do volunteers need insurance? Many organization owners assume that volunteers have immunity in both federal and state laws. Volunteer immunity laws are common, but they almost always contain a provision that the volunteer’s immunity only applies to claims that exceed the insurance policy limits carried by the nonprofit. That means both the nonprofit and/or its […]

What Kinds of Insurance Coverage Should a Nonprofit or Volunteer-Driven Organization Have?

There are important guidelines for nonprofit organizations to follow to carry out their mission without creating further risks for themselves. Just as businesses need insurance to protect their employees, operations, and bottom line, so do nonprofits. However, nonprofits and volunteer-driven organizations do not function quite like traditional businesses, and they thus have different insurance and […]