Are Volunteers Putting Your Organization’s Financial Security at Risk?

Here is a testimonial typical of many of our VIS members…

We are a small nonprofit and depend on our volunteers. We knew a volunteer might make a mistake and hurt someone or damage someone’s property. We wanted to protect them in case that happened, so we talked with our insurance agent. She told us that volunteers are included automatically on our general liability policy at no extra cost. That sounded great until we realized a volunteer could put us out of business!

A single claim involving a volunteer would have put our entire $4,000,000 liability insurance at risk. Our organization’s financial survival would be threatened if a volunteer’s negligence caused a serious injury – or worse, cost someone’s life – under circumstances beyond our control.

When we expressed our concerns, the agent offered another option – insuring volunteers separately, through the Volunteers Insurance Service (VIS) program. For less than $200 a year, we now protect our 25 volunteers with a $1,000,000 liability policy designed specifically for them. What’s more, we protect our organization’s $4,000,000 in liability limits for claims we might face.

With the VIS program, we show volunteers our appreciation for the work they do, while protecting our organization’s financial security.

In addition to volunteer liability insurance, VIS also offers accident medical insurance to protect volunteers if they are injured, and automobile liability insurance, in case a volunteer causes a vehicle accident while on assignment. If you are interested in protecting your volunteers through the unique VIS insurance program, please click on the “Get volunteer insurance now” link on the home page, or call 800.222.8920. For more information on VIS’s risk management resources for members, and our vendor partners, click on the “Member Benefits” tab.