Volunteers help power the mission of your nonprofit as they do for many nonprofit organizations around the world. A tangible way to honor them and express gratitude is through non-profit volunteer accident insurance. People who serve you put themselves in potential danger in many situations and deserve additional protection. According to statistics on VolunteerHub.com, nonprofit […]
You may not think directors and officers’ insurance, commonly called D&O coverage, is a priority. Some organizations cite the cost of these policies as prohibitive. However, should a party file a lawsuit against your board of directors, you, or another individual leader, the premiums for D&O insurance could seem small in comparison to legal costs. […]
Including volunteers as insureds under your liability policies reduces your coverage, and in some cases eliminates it altogether. But removing volunteers as insureds under these policies and replacing coverage for the volunteers through the VIS Volunteers Insurance Program increases your insurance protection – broadening coverage both for the organization and your volunteers. Here is why: […]
In this post, we answer one of the most common Google questions regarding volunteer engagement. What is volunteer insurance? There are three types of insurance designed specifically for volunteers: Accident medical – This coverage pays the medical expenses incurred when a volunteer is injured, up to the policy limit; e.g., $50,000. Coverage is available either […]
In this post, we answer some of the most common Google questions regarding volunteer engagement. Do you need employer’s liability insurance for volunteers? “Employer’s liability” refers to the section of a workers compensation policy that covers defense costs, settlements or judgments in the event that an injured employee decides to sue the employer for negligence, […]
In this post, we answer one of the most common Google questions regarding volunteer engagement. Can a volunteer sue a nonprofit? The real question is, can a volunteer sue successfully? Yes. If a volunteer is injured while on assignment, he or she can sue the organization, alleging that the organization’s negligence was the proximate cause […]
Do nonprofits need insurance? Of course, but it’s not always obvious which coverages are needed most. Because operating budgets are always tight, managers at nonprofit organizations must construct their insurance programs so that “need to have” coverage is always in place, and “nice to have” coverage is added as circumstances permit. Here is a guide […]
