What is Volunteer Accident Insurance?
Volunteers help power the mission of your nonprofit as they do for many nonprofit organizations around the world. A tangible way to honor them and express gratitude is through non-profit volunteer accident insurance. People who serve you put themselves in potential danger in many situations and deserve additional protection.
According to statistics on VolunteerHub.com, nonprofit volunteers share about 50 hours annually with nonprofits, but many often give additional hours. As their time increases, so do the risks of accidents, medical costs and pocket expenses they pay if injured. Caring for volunteers and protecting them physically and financially with insurance coverage is part of your responsibility as a caring nonprofit.
Accident insurance benefits the volunteers in a variety of situations, whether onsite at a project you coordinate or driving to the location of your nonprofit organization. Depending on your state, volunteers may not be covered by workers’ compensation. Quality accident coverage and medical coverage for volunteers offer them financial support if they are not covered by your general liability policy and workers’ compensation policy.
The VIS Vault, maintained exclusively for members, is a 24/7 resource library with almost 100 solutions for managing risks during volunteer activities. One document in the VIS Vault describes the vital role our volunteer accident insurance plays within nonprofit organizations. It states:
“State laws vary in terms of whether volunteers may be, or must be, covered under workers’ compensation. Where state law does not require workers’ compensation coverage for volunteers, many organizations choose to purchase an accident coverage medical reimbursement policy to protect volunteers in the event they are injured. The policy available through the VIS Volunteers Insurance program provides up to $50,000 for a covered accident.”
You can apply to this VIS insurance program quickly and easily online.
Most nonprofits are eligible to buy standard volunteer accident insurance.
Learn how to help volunteers serve safely with a free download on the VIS website titled “Checklist To Minimize the Most Common Volunteer Risks.”
VIS members can access informative documents in the VIS Vault whenever they wish. New content is added regularly. Organizations normally pay only $25 annually, but membership is now free for new VIS members for one year. Nonprofits are encouraged to take advantage of this offer. Contact us to join now.
About VIS
Volunteers Insurance Service Association, Inc. was established in 1972 to provide insurance coverage and help manage risks for volunteer-based organizations. While still providing these insurance products and services to nonprofits on a nationwide scale, VIS now supplies noninsurance resources for members to control risks and improve their operations. By transferring the volunteer risk exposure to our program, we can help protect your organization and supply your insurance needs. Contact us today at 800-222-8920 for more information and join now!
If you have enjoyed this content and find it useful, we invite you to become a VIS member. Members have 24/7 access to resources on insurance, injury and accidental death prevention, vehicle safety, event safety, human resources, volunteer management and other topics to help the volunteer-based organization manage foreseeable risks. New content is added each month. Join now. Questions? Email us at volunteers@visvolunteers.com or call us at 800-222-8920.
